Pennsylvania Home Insurance
The purchase of a home is most likely the biggest purchase and most important purchases of your life. Make sure that your home is protected from any accidents that may happen, whether it is a disaster or catastrophic event. Owning a home can be a very rewarding, yet difficult process. Don’t let all of the hard work and determination of having your dream home be wasted, because you didn’t have the correct protection in place with homeowners insurance.
There are a variety of different items and policies that can differ between homeowner’s insurances. Just like each home, each homeowner’s insurance policy is different from each other. At Hockley & O’Donnell Insurance Agency, we work with over 50 of the top insurance companies in the nation. Being able to work with so many different insurance companies allows us the ability to custom tailor a homeowner’s insurance policy that fits your specific needs, in addition to having the right amount of coverage that is appropriate for your lifestyle.
You would be surprised at the different items and incidents that are covered with homeowners insurance. Most people do not realize if a TV or laptop breaks, more than likely your home insurance policy may cover it for a replacement item.
Which Homeowners Insurance is Best
Your home is sacred ground. Every homeowner wants his/her home and belongings protected. How much homeowners coverage do you need? Homeowners insurance protects you against losses or damage to your house and its contents caused by vandalism, theft, fire, and windstorm.
Your homeowners insurance policy may include coverage for living expenses, medical payments, and personal liability. Special property coverage may be purchased to cover silver, coin collections, antiques, jewelry and fine arts. If you rent, you may choose to protect your belongings with rental insurance. Condominium owner insurance is also available in order to insure your part of the building as well as your belongings. Flood insurance is NOT part of homeowners insurance and should be purchased separately if you live on a flood plain or simply want flood protection.
Compare PA Homeowners Insurance Rates
Our experienced agents have access to a multitude of PA insurance companies. We’re independent homeowners insurance brokers who make it our business to educate you about all of your insurance options. Call us today, view an insurance cost comparison, and get a free homeowners insurance quote. Hockley and O’Donnell Insurance: The right coverage AND the right price.
We invite you to contact us today to receive your free home insurance quote and to better understand the differences between the different homeowner’s insurance policies that are available. If you have any questions, we will make sure to answer them, in addition to finding the best rates available for your new home.