Liquor Liability Insurance
Liquor Liability Insurance – What does it cover?
Liquor Liability Insurance is coverage that not only is required by law but is common sense for any organization serving, manufacturing, selling, producing or providing alcohol of any style. The consumer is responsible for the amount of alcohol consumed but your organization is the one who provided it and that can be a very big liability for various reasons. If the individual you provided alcohol to is not responsible and an incident occurs such as an accident or reckless/careless behavior, the court system may find you liable to a certain degree. With this coverage it will assist you in a variety of ways.
What is included in Liquor Liability Insurance?
• Expenses that may arise from the court process
• Expenses that may occur from litigation fees
• Assaults, accidents, injuries or damage caused from the consumer
Who is Liquor Liability Insurance for?
Bottom line is any organization that is selling, producing, manufacturing, distributing or offering alcohol of any kind must have liquor liability insurance. In general though these are some common businesses that seek coverage:
• Fraternal organizations
• Arenas and stadiums
• Convenience/liquor stores, markets and bottle shops
Liquor Liability Insurance is not to be taken lightly, it can be a very serious matter that has the potential to save your company thousands (if not millions) of dollars and even your business in general from being forced to shut down. Do not be one of the horror stories out there of a company with minimum coverage when an incident happens. Hockley & O’Donnell Insurance Agency will make sure you have the correct coverage in place, in addition to finding you great rates from the top insurance agencies in the nation. Nobody can beat our customer service and our rates!