Uninsured Motorist Protection
It’s a common understanding that automobile insurance does not cover everything. Uninsured motorist protection will cover those extra expenses that may have arisen from the driver that was at fault. In the case that you get into a car accident and the other individual does not have good liability insurance, this policy will come into effect. Most states only require a low minimum for liability requirements, so this means that there is a good likelihood that the individual that you were in an accident with probably has low liability coverage.
In reality, we have no clue who the other individual might be that you get in the accident with. Of course, we would like to think that that other individual is fully insured and willing to work with you. But sometimes that other individual will put the blame on you and might not have great coverage on their automobile insurance. When it comes to insurance, it’s always best to play the safe route. Having uninsured motorist protection is a safe and cost-effective way to save yourself from any other possible uninsured motorists on the road.
Contact Hockley & O’Donnell Insurance Agency today to speak with a knowledgeable insurance representative to help you figure out the specific needs that you have for your automobile insurance. We can figure out whether or not your automobile insurance has uninsured motorist protection. We strive to find the most affordable rates in the nation from the top 50 insurance agencies.